Up To $1,244
Signature Loans
Local Loan Group welcomes your questions – in fact, we encourage them!
We’ve compiled the most frequently asked questions and categorized them for ease of reference. If you can’t find the answers you’re seeking, kindly get in touch with your nearest Local Loan Group branch or use the link provided below to pose your query.
Making your loan request is easy at Local Loan Group Company Inc. There are several options. You can contact 1 of our 12 locations by phone, apply in person, or apply online at a time that is convenient for you. In less than 10 minutes, we will have all the information we need to process your application and get you an answer in less than 30 minutes. If you apply after hours or on the weekend, your application will be processed immediately the next business day.
We can complete your application in less than 10 minutes and get you an answer within 30 minutes in most circumstances.
You will need to bring your identification, social security card, and provide us with the names and phone numbers of five alternate contacts. In most cases, we may request a copy of your lease agreement and most recent pay stub or other proof of income.
No. All our new loan closings are done at the servicing branch location.
Online applications are processed just as quickly as applications submitted in person or by phone – in one hour or less. Please keep in mind that your loan request will only be processed during normal business hours. If you apply after hours or on the weekend, your application will be processed immediately the next business day.
We help people without credit every day. Just give your information to one of our team members and they will do everything they can to get your loan approved.
No, we do not require a bank account. We are not a payday lender and our loans are less costly.
Because your credit is just one part of what helps us determine the loan that we give you, it is necessary for us to run a credit report.
There is not always an income level requirement. At Local Loan Group, we do not want to burden you with a payment you cannot afford to make.
If your application was turned down, you will receive a letter by email or physical mail explaining the reasons behind the decision.
The good news is we do not require any security to obtain a loan. All our loans are unsecured.
We look at every application individually. Our team members will take your application, look at your credit report, and do everything they can to help you re-establish your credit. We pride ourselves on treating each customer as an individual and not as a number.
Need money fast? Emergencies happen. If you need money to help overcome life’s little emergencies, Local Loan Group might be your solution.
Local Loan Group makes traditional installment loans. Traditional installment loans are a type of credit that has been around for over a hundred years. Our loans are not payday loans, but loans with monthly installment payments.
Our office hours vary slightly by location. Generally, we are open from 8:30 a.m. to 5:30 p.m. We encourage you to visit the Location Page, search for the office closest to you, and check their business hours.
Yes, simply click on Contact Us and you be directed to a form that will be sent to our Corporate Office and answered within 1-2 business days. For immediate assistance, please contact one of our branch locations by phone or stop by in person.
We want to know about any issues or problems you are experiencing and would encourage you to contact the branch office that is servicing your loan. You can obtain their contact information by going to the Locations Page and searching by the city name. If you have contacted the servicing branch and they were unable to resolve the issue, use the Contact Us button to get the corporate office phone number or email us directly. Customer service is our number one priority. If you feel that you were not treated or serviced properly, please let us know right away. We promise to promptly contact you and resolve the issue.
Our typical loan is $100.00 – $1244.00 with a maximum term of 12 months dependent on state and local laws.
Yes, we pride ourselves on our customer relationships and are thrilled when our customers refer their friends and family. To say ‘thank you” we will send you a check for. For more details visit the Customer Referral Program.
At the branch, we accept cash, checks, money orders and debit cards. Online or Over the Phone we accept debit card payments. We cannot accept credit card payments.
Yes, you may pay your loan off at any time without a prepayment penalty.
Our loans are paid back in easy and affordable monthly installments. You can make your payment by mail, in the office, drop box, online, or by phone with your debit card.
We understand financial circumstances can change, sometimes in an instant, and we want to help. We are successful when you are successful and strive to come up with arrangements, we can both feel good about. Call your servicing branch to discuss your situation with a representative.
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Join Our Team
Local Loan Group is always looking for friendly, professional individuals looking for their next career. Join our team today!
Call for Extra Cash
Connecting to your local branch is easy as 1, 2, 3. Call today to discuss your financial situation. Click on the phone icon to find a branch near you.
Refer a Friend Program
Already a Local Loan Group customer? We love referrals! Referrals also mean extra cash in your pocket. Learn more here.
